How does a conceal ID virtual card work?

It works by generating a unique and random set of card details for a specific transaction or a limited duration. Here's an overview of how it typically works:

  • Generation of Random Details: When a user initiates the creation of a random number virtual card through a platform or service, the system generates a random set of card details. This includes a unique card number, expiration date, and security code (CVV).
  • Limited Validity: The virtual card is designed for one-time use or a predefined period. This limitation enhances security by preventing the card from being used for future transactions after the designated use or timeframe.
  • Secure Transmission: The generated card details are securely transmitted to the user, often through a mobile app or online banking platform. The user may also have the option to copy the details or use them directly within the application.
  • Transaction Authorization: The user can use the random number virtual card to make a purchase or transaction, just like a regular credit or debit card. The unique card details are provided during the checkout process.
  • Transaction Processing: The transaction is processed by the merchant as usual. The unique card details are associated with the specific purchase, and the payment is authorized.
  • Expiration or Deactivation: After the transaction is completed or the predefined time period expires, the virtual card becomes invalid. This means that even if the card details were somehow compromised, they cannot be used for additional transactions.
  • Enhanced Security: The random number virtual card provides an extra layer of security by reducing the risk of unauthorized use. If the card details were to fall into the wrong hands, they would be useless for any transactions beyond the designated use.
  • Transaction Tracking: Users can typically track the transactions made with the random number virtual card through the issuing platform. This helps in monitoring and reconciling expenses.

These random number virtual cards are particularly useful for online transactions, subscriptions, or situations where users want to add an extra layer of security and limit the exposure of their primary credit or debit card details. They are a proactive measure against fraud and unauthorized charges, providing users with more control over their digital transactions.